Giffgaff have said its to expensive for them to offer bank transfer at payback, they have also said that offering payback more often is to expensive for them.... Let me ask you, what do we get. If we choose PayPal they'll take 10% and if we choose credit then we don't get gg to gg calls. I think giffgaff should choose between one of the ideas at the top, I'm not saying do both but just to do one will be much more worthit, I'm sure lots more people will help out. Gg also have to remember that there are many people on giffgaff who give out giffgaff sims who are under 18, so they can't even get a paypal account, so there's no way they can get there payback as cash. For this reason bank transfer I important!! I really think you should think about this giffgaff. Please kudos if you agree.