When is £99 more than £100? When buying a phone through giffgaff / ratesetter!

timwilliams25

https://community.giffgaff.com/t5/Getting-started/Buying-a-giffgaff-phone/ta-p/10441209 states monthly repayments are only available for phones over £100

YET, giffgaff are currently selling a number of phones for £99 and offering monthly repayments on these, an example below:

Long time since I've been in a Maths class, but dont think they are now teacher that £99 is more than £100.

I am not suggesting giffgaff stop offer monthly payments, just that maybe they should ammend the Buying a giffgaff phone guide on the link at the beginning of my thread.

woodyuk

I'll raise this in the KB editor's group now with a link to your post so that the article get's changed now that £100 is no longer the minimum.

jeremylalou

Always buy your phone upfront. The implied interest rate on these monthly deals is huge.

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@timwilliams25 Good spot.

The real question is what is the revised lending limit £99 or lower?

They stipulate phone value of £100, I wonder if they factor in compulsory goodybag purchase for non active sim members which tips them over the limit.

Although an existing member is exempt.

as7861

Hi @woodyuk to the KB editors 🙂

CC:

@antonlg