Hey guys! 😀
Whilst I know all investments serve risks (high and low) and the higher the risk, the more projected gross profit you'll get (if s**t doesn't hit the fan).
After changing the gym from my current 3 year est. to pure gym and saved £290 a year, and made MANY changes and currently saving £1,000 a year (shocking i know). With that in mind, I know that money makes money and I looked into p2p loans which from projecting from 7% per annum and others projecting up to 16%, dependent on how quickly your chosen client pays back their loan.
Most don't offer the fscs protection plan, but have their own buffer zones and protection for your money, so you don't entirely lose out. Balances it out slightly in my mind, but still slight uncertainty.
Does anyone here have experience investing in them, and will they work for you in the long run (if played right)?