Hello! I have been a GiffGaff Sim only customer since some years and am looking in getting either the Samsung Galaxy Note 9 or the S10+ but monthly.
My first question is: isn't a credit check done before making the payment (for the phone and then monthly payment)?
My second question is: sending text message to my Mom in Switzerland, do I have to top up a minimum of £10 to contact her or does it go via the monthly contract?
Probably very stupid questions for some people but just needed to ask as I have not had a monthly contract in an extremely long time!