sometime 3 years ago the bank refused me too so I took it somewhere else I thought I would think that after such a period I will be able to come with you but still not the tragedy with you and you know me for a long time I am really disappointed I am really disappointed
swirek333 if you mean getting a loan from ratesetter for a phone the it’s your credit ratings that count and not how long you’ve been with giffgaff am afraid.
See this guide for information on Buying a Phone with a Loan, from giffgaff:
swirek333 could you try getting loan direct from bank they know you best then if ok buy phone outright
Unfortunately monthly repayments phone loan decisions are not made by giffgaff. giffgaff use a peer2peer lender called Ratesetter.
You would need to speak with these to find out why they have come to this decision. www.ratesetter.com
has your loan been turned down? have you had your confirmation email from ratesetter? there's nothing giffgaff can do if your loans been rejected