Nat West Account for Mobile Insurance and stuff

dangermann

Considering moving to this account. It costs £10 a month, but includes the following...

1: European travel insurance

2: Mobile phone insurance

3: Fee free debit card purchases abroad

4: 2 for 1 or 50% off your food bill at thousands of UK restaurants with tastecard™

5: Up to 40% off the price of cinema tickets

Or I may consider the £20 one to get the extra breakdown cover...

1: Worldwide travel insurance

2: UK car breakdown cover

3: Discounts on holidays when you book with Platinum Travel Service

4: Two free UK airport lounge passes with each Platinum Travel Service holiday booking

Anyone got experience with these accounts? Thoughts? Better deals around?

tazzy19

dangermann
Usually breakdown cover is the basic 'get you to the nearest garage' , to upgrade the bank's offer may be more than the cost if you went direct .
I found this to be the case with Lloyds/AA cover.
I haven't lost or damaged a mobile in the 5yrs I've had mobile coverage through my bank
Haven't travelled abroad recently
Money is now staying in my pocket
Lloyds Gold account
1: Worldwide travel insurance
2: AA breakdown cover
3: Mobile phone insurance
£14.95

techiebloke

dangermann First Direct (division of HSBC) do a similar thing with their First Directory add-on to the first account bar the lounge passes or the platinum travel service.

I don't have the add-on as don't need it as phone is covered on home policy but might be worth a look, have banked with them myself for the past 11 years and although I've not had to phone them often when I have they've been very helpful and are UK based (call centres are at the HQ in Leeds or Hamilton in Scotland)

bluemoonbaz

dangermann thanks for the tip and cheers tazzy19 techiebloke for the extra advise

stephenpperry

dangermann that’s a Perry good deal. I don’t pay for any of my bank accounts... but that’s tempting

kathleen414

dangermann thanks 🧡🤗

dangermann

i think the main appeal of this is that it's not really costing me £10 a month because it's a cashback current account, so they pay me about £6-£7 a month, so really the tastecard, travel and phone insurance sort of become worth it. Need to check on the roadside recovery situation though, that's a good point.