No @essie112mm you were making a point about diversity while using the example of the unemployed, retired and generally decrepit, which were your words being used to describe members and then putting up a sad emoji, which is you saying that's not good enough, the op did ask for wide range of members however that's exactly what we'll end up with regardless of employment status, age etc. because after all everyone is a member.
Good idea, but how to engage those who aren't interested, or hard to reach through language or other barriers be those physical, mental or whatever. The Community is a self selecting group - us who engage. Do we wish to be fully demoocratic - allowing all who wish to partake to do so. How is a selection for the panel going to be done??? Select only those who agree with me, or won't rock the boat. Do we trust Giffgaff not to do that? Probably.