Amazon has recently launched Amazon Top Up here in the UK, the service allows you to use cash to shop online with Amazon. Back in July, they launched a similar service in the US called Amazon Cash, which to me is a much better name for it so I don't understand why they changed the name for the UK market.
How does it work?
Source: AmazonAmazon Top Up, allows you to add money to your Amazon Gift Card balance using cash at any of the thousands of businesses across the UK which can process PayPoint transactions.
You simply visit the Amazon Mobile App or website and get a unique barcode for your account, you then take this (either on your phone or you can print it out) to a PayPoint retailer and ask them to scan the barcode and tell them how much you would like to add between a minimum of £5 and a maximum of £250.
Amazon says there are no fees involved with using Top Up, However, any money deposited cannot be withdrawn, so you have to spend that money on Amazon once it's added to your account. Gift cards can be used over and over again and expire ten years from the date of being issued.
How do I get started?
Visit Amazon.co.uk to get your Gift Card / Amazon Top Up barcode
Show on Amazon using your Gift Card / Amazon Top Up balance.
You can view your Gift Card / Amazon Top Up balance at any time in your Amazon Account.
At the time of publishing this article (Monday 28th August 2017 at 5 pm) Amazon is currently running a promotion where or a limited time, if you top up £20 or more using Amazon Top Up you will earn a £5 Amazon promotional credit towards your next purchase on Amazon.co.uk. So it's worth giving it a go at least once to get a free £5 Amazon promotional credit.
Your discount will automatically be applied at checkout. This is a limited time offer, one per Amazon customer account. The promotional credit expires on November 30, 2017. See Amazon.co.uk to see if this promotion is still running and full terms and conditions.
What are the alternatives?
Source: Companies mentioned below
The concept of using cash to buy products online is not new, there are many pre paid debit cards you can get which you can top up them up usually at a UK post office or another service (check with the card provider for supported services) they also have the added advantage of being able to be used in shops as well as online all while, here's a few to take a look at:
Amazon Top Up is a good idea if you are concerned about using your credit and debit card online to pay for purchases. However, Amazon Top Up does seem like a lot of work, to simply add money to your gift card balance, not to mention the fact that a lot of PayPoint retailers are high street stores, who probably wish you would buy the items you need from their shop while you are there rather than going home and buying them on Amazon. To them, it's probably as bad as using them as windows shopping for your online purchases using a barcode scanning app to check prices online.
Let me know in the comments what you think of Amazon Top Up and the idea of using cash to shop for products online.