Ask your parents how they shared their finances. Years ago this was very straightforward. People got married, and opened a joint bank account right away. A joint bank account is a great way of sharing finances, but millennial couples are a bit different.
One of the key differences is that millennials move in together first, and take some time to marry, if ever. Also, they usually carry significant debts on credit cards, student loans and other obligations, which makes sharing finances quite challenging. The result of this is that millennial couples are simply not sharing their finances. It is said that two-thirds of millennial couples do not share finances at all, while all couples considered, this number reduces to 50%. Finances tend to be the number one source of tension in relationships.
So, should you combine everything, keep everything separate or partially combine?
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