I think the system of Payback is OK as it is.
The December Payback is great for Christmas and Jube June for Holidays.
Plus one on the above ,
Also the cost of administrating Payback more frequently would be a masive outlay that wouldn't be good for the giffgaff finances ....... My feelings are ... If it's not broken there's no need to try to fix it .
Happy giffgaffing everyone
@pinkprincess116 I'm afraid as said above, as the company grows, the adminastrative task of paying out payback will just multiply massively, so monthly or quarterly would never be on the cards. Sadly though, we could see it even go the other way (god forbid) end up being a yearly thing. But lets hope giffgaff can keep on top of things on their side for the forseeable future.