I think every 6 months for pay back is something good to look forward to and if it was paid anymore often than that it would over complicate things and possibly would tempt people to only join giff gaff temporarily just to earn some extra cash. I know we aren't tied to giff gaff but maybe waiting 6 months for pay back might be something that encourages a lot of people to stay.
I think for practically reasons that will be a difficult one. Bearing in mind that giffgaff is community run and the agents already doing a great job.
Accounting payback every month will be quite a task which l wouldn't expect giffgaff to undertake.
I can see why some people would prefer to receive this more frequently.
I personally am very happy with the 2 payouts a year. I think it’s rewarding to see the total increasing over the months, ensures loyalty and encourages other members to help
I suppose in short I am saying if it ain’t broke, don’t try to fix it.