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Premium text scam

Started by: wilja
On: 12/07/2018 | 08:55
Replies: 7
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by: wilja
on: 12/07/2018 | 08:55

There appears to be an increasing amount of people being caught with the text premium scam. Thanks to people like @sloz there are some really helpful posts to read that should help the victims. Thankfully I haven't fallen victim to it myself but from the advice given you need to text stop which will cost 10p. As I understand it if you have nothing in your balance they can't take the money but as soon as you top up again they will take it.  Not everyone keeps a small amount in their balance all the time so if you have nothing then obviously you can't text stop.  With £10 being the smallest top up to deposit in your balance , surely this feeds the scammers further. Are giffgaff doing anything to help these people that have no balance with the 10p needed for the text?  I realise that none of this is giffgaff's fault but are they helping people to top up with a smaller amount to be used for the stop text.? 

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Message 1 of 8
by: nominate
on: 12/07/2018 | 09:24 edited: 12/07/2018 | 09:51
Click to reveal

wilja wrote:

There appears to be an increasing amount of people being caught with the text premium scam. Thanks to people like @sloz there are some really helpful posts to read that should help the victims. Thankfully I haven't fallen victim to it myself but from the advice given you need to text stop which will cost 10p. As I understand it if you have nothing in your balance they can't take the money but as soon as you top up again they will take it.  Not everyone keeps a small amount in their balance all the time so if you have nothing then obviously you can't text stop.  With £10 being the smallest top up to deposit in your balance , surely this feeds the scammers further. Are giffgaff doing anything to help these people that have no balance with the 10p needed for the text?  I realise that none of this is giffgaff's fault but are they helping people to top up with a smaller amount to be used for the stop text.?

Like the Credit Cushion that gg said they were going to launch?

 

https://community.giffgaff.com/t5/Contribute/Coming-soon-A-brand-new-feature-for-goodybags/m-p/21947...

Message 2 of 8
by: muggles708
on: 12/07/2018 | 09:31

wilja wrote:

There appears to be an increasing amount of people being caught with the text premium scam. Thanks to people like @sloz there are some really helpful posts to read that should help the victims. Thankfully I haven't fallen victim to it myself but from the advice given you need to text stop which will cost 10p. As I understand it if you have nothing in your balance they can't take the money but as soon as you top up again they will take it.  Not everyone keeps a small amount in their balance all the time so if you have nothing then obviously you can't text stop.  With £10 being the smallest top up to deposit in your balance , surely this feeds the scammers further. Are giffgaff doing anything to help these people that have no balance with the 10p needed for the text?  I realise that none of this is giffgaff's fault but are they helping people to top up with a smaller amount to be used for the stop text.? 

You have identified a problem which has already arisen a couple of times. It would be good if, as a goodwill gesture, GiffGaff could credit people in this situation with 10p which they could use to send a STOP text. Alternatively they could provide a facility to do a smaller top-up. Unfortunately they are totally disinterested in these scams and rarely do anything to help.

 

I always advise consumers to phone the company instead of sending a STOP text. The companes are required to operate a helpline number which must be an 01,02 or 03 number which can be called using Goodybag minutes. There is often an automated unsubscribe option. You also need to speak to the company, as even if no money has been taken (because you have no airtime credit),  there may be pending charges which need to be cancelled.

 

Paul

http://payforitsucks.co.uk

Been scammed by 'Payforit'? Need independent advice? Payforit Faq for GiffGaff Customers
Support GiffGaff introducing two factor Authorisation for ‘Payforit’ https://labs.giffgaff.com/idea/16712363/require-2-factor-authentication-to-sign-up-for-payforit-tex...
Message 3 of 8
by: richardski
on: 15/07/2018 | 10:04
The revenue from Premium texts is shared between the originater and the MNO/MVNO. The MNOs just take the money from their own customers and take a large cut and pass teh residue to teh originator.

There are no checks as to the legitimacy of these charges and MNOs have no incentve to controll them.

It is time that regulations were brought it to prevent payment for Premium texts or calls unless the customer explicitly authorities the MNO to make these payments. Easy to set up and long over due.

Richard

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Message 4 of 8
by: dancingbrave
on: 15/12/2018 | 10:27
I doubt very much that you have 'unwittingly' or 'inadvertently' subscribed to a 'Payforit' service. This is a line often spun by the networks to justify their continued co-operation with these scamming companies.
There are supposed to be safeguards in place which make it almost impossible to sign up to a 'Payforit' service accidentally. Whilst some services play by the rules, many do not. These scam services use exploits in web pages, or malware concealed in phone apps, to silently sign you up to their service. Fo r a legitimate signup, you need to have clicked on a box saying "Subscribe for £4.50/wk", and then again on a box saying "confirm this charge to my phone account". If you didn't see these boxes, and click on them, you've been scammed!
Message 5 of 8
by: ujo55
on: 15/12/2018 | 10:48
@nominate
But didn't giffgaff admit that any payforit charges would be taken from the credit cushion as originally envisaged, making it easier for the scammers to get money from the accounts of those who deliberately maintained only a small credit balance.
Message 6 of 8
by: sloz
on: 15/12/2018 | 16:20
@wilja
Hi, to answer your question and concern you raised,
Yes an agent would certainly give 10p credit to enable you to send the Stop text

Especially as the premium incoming calll/text bar setting here
Http://giffgaff.com/call-services
Doesn't actually work at this moment in time
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Message 7 of 8
by: osmarks
on: 16/12/2018 | 17:11
Sending arbitrary amounts of money via texts seems like a terrible idea anyway. Is there some way to turn off this "feature" on my account?
Message 8 of 8