can turn the payback have into cash to a paypal account 1000 points or above or have as credit to account or give all to charity but only payed out two times in the year june and december see here about payback https://giffgaff.com/index/payback
You earn payback by contributing in an all round manner to the community. Payback is determined by the band you receive for your months contribution and is displayed in your statement you receive on/around the 5th of the month. Bands are determined by how much you contribute towards our community and the quality of your answers which your provide in support of others.
The bands are: Band 1 - £30.00 Band 2 - £20.00 Band 3 - £10.00 Band 4 - £1.00 Band 5 - £0.10
There is further information regarding payback in this knowledgeable article I have added for your viewing below.
It's simple. Recommend giffgaff to your friends and family or help your fellow members in our forums and we'll give you Payback pointstwice a year. Here are a few ways to earn points:
Send SIMs to your friends to earn 500 points for every activated SIMShare your personalised SIM order page to earn 500 points for every activated SIM ordered from you.Recommend friends with your member name when they order a SIM to earn 200 pointsHelp out giffgaff members in our forum. Points are added to your "My Payback" widget on the 5th of every following month.
Our Payback currency is pennies (1 point = 1 penny).
We collect all the points you earn and send monthly email statements. Twice a year (June and December) choose how to use your points:
Cashback via PayPal (only eligible if you've earned more than 1,000 points)Airtime credit for your mobileDonate it to charity selected by our members
To be eligible for Payback you must have an active giffgaff SIM, used your phone within 3 months before 31 MAY 2014, own a positive Payback points balance and have upheld our Terms and Conditions.