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payforit negativity on giffgaff! Any positive stories?

Started by: http
On: 03/02/2019 | 04:49
Replies: 3
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by: http
on: 03/02/2019 | 04:49

We read a lot on giffgaff about airtime credit that went missing and rightly so, we need to be aware of illicit deductions.

 

My question today. Are there any positive reasons to subscribe to these services?

 

Is there a must not miss opportunity or is it all bad?

 

Any winners?

Message 1 of 4
by: harrybeau
on: 03/02/2019 | 06:59

I think many must find it useful for sub £10 digital purchases but the fact it is abused so much by scammers,to me, is reason to avoid. The big 4 seem to be happy with it as long as they profit from it.

Message 2 of 4
by: persco
on: 03/02/2019 | 07:25

Oh Yes there are. For those who don’t want to use their bank cards to pay for things like music subscriptions, gaming, donations to charity and voting on TV talent shows etc, it is a simple way to use their subscription service. All the big networks agreed to this but being abused in a sense. 

 

Even the PSA agrees with the original idea with their faq here https://psauthority.org.uk/for-consumers/why-have-i-been-charged

 

It is how people get subscribed that is clouded in mystery (well now we know) and people are getting subscribed without their knowledge is what is causing the problems and complaints. 

Please do set BEST ANSWER for posts that help you. Get a free giffgaff Sim
Message 3 of 4
by: muggles708
on: 11/02/2019 | 20:06

@http wrote:

We read a lot on giffgaff about airtime credit that went missing and rightly so, we need to be aware of illicit deductions.

 

My question today. Are there any positive reasons to subscribe to these services?

 

Is there a must not miss opportunity or is it all bad?

 

Any winners?

Hmmm. That's a fair question. Not many positive comments here - not surprising as "Payforit" is rapidly becoming synonymous with "scam"!

 

The idea of charging purchases to a phone bill (or airtime credit on GiffGaff) isn't all bad. On GiffGaff I suppose it works a bit like a prepaid debit card. You put your money in and you can spend it on purchases of "subscriptions".  Unlike a credit card, if you keep top up switched off, you can't spend money you haven't got.

 

But wait, if you have a prepaid card, you can stop future recurring payments. There is a dispute resolution system, including chargebacks. If you are refunded, you won't have to trip to the Post Office to collect your refund, it will come straight back to the account it came from.

 

Interestingly, few of the "services" offered through direct carrier billing provide for any means of payment other than Payforit. Might this be because the credit card companies, Paypal and other payment processors wouldn't tolerate the level of complaints they generate?

 

If Direct Carrier Billing wants to compete with other payment mechanisms, it needs to provide the same levels of consumer protection as other payment methods. Why would you pay by a method which takes no responsibility, and provides no help,  when it is used for raudulent purposes?

Been scammed by 'Payforit'? Need independent advice? Payforit Faq for GiffGaff Customers
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Message 4 of 4