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giffgaff Loans

Started by: exmember-2018-356361
On: 12/07/2015 | 20:53
Replies: 11
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by: exmember-2018-356361
on: 12/07/2015 | 20:53
Seen as giffgaff are introducing us to ratesetter. Are giffgaff a licensed credit broker? Whats their FCA registration number?
Message 1 of 12
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by: exmember-2018-356361
on: 12/07/2015 | 21:09
giffgaff money is a trading style of giffgaff Limited, we are a credit broker and introduce personal loan applications to Retail Money Market Limited trading as Ratesetter

giffgaff Limited is authorised and regulated by the Financial Conduct Authority Interim Permission Number - 660451
Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX
Company Number - 04196996


Found it.
Message 10 of 12
by: bengalknights
on: 12/07/2015 | 20:54
No as that part of website is handled by ratesetter direct
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Message 2 of 12
by: exmember-2018-356361
on: 12/07/2015 | 20:55

@bengalknights wrote:
No as that part of website is handled by ratesetter direct

They need to be licensed as a credit broker as they are offering finance via ratesetter...

Message 3 of 12
by: bengalknights
on: 12/07/2015 | 21:03
If that was the case all car dealers and websites like Mse would have to be registered as brokers as they offer finance.

The requirement to register as a broker is when your main industry is offering options to finance

It's not required if it's not your main business
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Message 4 of 12
by: bigbob40
on: 12/07/2015 | 21:03
Google it like everything else lol
Message 5 of 12
by: exmember-2018-356361
on: 12/07/2015 | 21:04

@bengalknights wrote:
If that was the case all car dealers and websites like Mse would have to be registered as brokers as they offer finance.

The requirement to register as a broker is when your main industry is offering options to finance

It's not required if it's not your main business

Urm yes it is. Even Safestyle are licensed credit brokers.

Message 6 of 12
by: mba_263
on: 12/07/2015 | 21:05
Good point every car site and such would then need to register
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Message 7 of 12
by: exmember-2018-356361
on: 12/07/2015 | 21:07
MSE are licensed aswell Smiley Wink
Message 8 of 12
by: exmember-2018-356361
on: 12/07/2015 | 21:08
So is Auto trader/zuto

They all are Smiley Very Happy
Message 9 of 12
Highlighted
by: exmember-2018-356361
on: 12/07/2015 | 21:09
giffgaff money is a trading style of giffgaff Limited, we are a credit broker and introduce personal loan applications to Retail Money Market Limited trading as Ratesetter

giffgaff Limited is authorised and regulated by the Financial Conduct Authority Interim Permission Number - 660451
Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX
Company Number - 04196996


Found it.
Message 10 of 12